Terms of Service

1. Service Description

InsiderWatch is an informational alert service that monitors publicly available sources — including social media posts, government filings, regulatory announcements, and SEC disclosures — and delivers AI-summarized alerts via email and SMS. The service is operated by InsiderWatch (“we,” “us,” “our”).

2. Eligibility

You must be at least 18 years old to subscribe to or use InsiderWatch. By subscribing, you represent and warrant that you meet this age requirement and have the legal capacity to enter into a binding agreement. We do not knowingly provide services to anyone under 18.

3. Not Financial Advice

InsiderWatch is strictly an informational service. Nothing we provide constitutes financial, investment, legal, or tax advice. Alerts are based on publicly available information and are provided for informational purposes only.

You are solely responsible for any investment decisions you make. Past performance or outcomes described or implied on this site do not guarantee future results. Always consult a qualified financial advisor before making investment decisions.

4. Free Trial

New subscribers receive a 7-day free trial on both Basic and Pro plans. No charge is made until the trial period ends.

• ·A valid payment method is required at sign-up. Your card will not be charged during the 7-day trial.
• ·At the end of the trial, your subscription automatically converts to a paid monthly plan at the rate displayed at sign-up ($3/month for Basic, $9/month for Pro) unless you cancel before day 8.
• ·To cancel before being charged, use the Stripe billing portal or email support@insiderwatch.ai before the trial ends.
• ·Free trials are available once per person. We reserve the right to revoke trial access if we detect abuse.

You will receive an email reminder before your trial converts to a paid subscription.

5. Subscriptions, Billing, and Auto-Renewal

Auto-renewal disclosure: InsiderWatch subscriptions are recurring. After any free trial, your subscription will automatically renew each month at the then-current price until you cancel. This applies to both Basic ($3/month) and Pro ($9/month) plans.

• ·You may cancel at any time. Cancellation takes effect at the end of the current billing period — you retain access until then.
• ·To cancel, use the Stripe billing portal linked in your subscription confirmation email, or email support@insiderwatch.ai.
• ·Payments are processed by Stripe. By subscribing, you agree to Stripe’s Terms of Service.
• ·We do not offer refunds for partial billing periods unless required by applicable law.
• ·We reserve the right to change pricing with 30 days’ notice to active subscribers.

California residents: Under California Business and Professions Code §17600–17606, you have the right to cancel your subscription at any time. Instructions to cancel are provided in your subscription confirmation email and are available at any time by contacting us.

6. SMS Alerts (Pro Plan)

By providing your phone number and subscribing to the Pro plan, you expressly consent to receive recurring automated text message alerts from InsiderWatch. Message frequency varies. Message and data rates may apply.

To opt out, reply STOP to any message. Opting out of SMS does not cancel your subscription. For help, reply HELP or contact us at support@insiderwatch.ai.

7. Acceptable Use

You agree not to:

• ·Resell, redistribute, or sublicense alerts to third parties.
• ·Use alerts to operate a competing service.
• ·Misrepresent our alerts as investment advice or insider information.
• ·Attempt to access our systems beyond your authorized account.

8. Service Availability

We aim for continuous monitoring but do not guarantee uptime or uninterrupted delivery. Alerts depend on third-party sources (Truth Social, SEC EDGAR, government websites) that may be unavailable. We are not liable for missed alerts caused by source outages, spam filtering, or network issues outside our control.

9. Disclaimer of Warranties

The service is provided “as is” without warranties of any kind. We do not warrant that alerts will be timely, accurate, complete, or suitable for any particular purpose. We make no representations about the future performance of any security mentioned in an alert.

10. Limitation of Liability

To the maximum extent permitted by law, InsiderWatch shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including losses arising from investment decisions made based on our alerts. Our total liability to you shall not exceed the amount you paid in the 12 months preceding the claim.

11. Intellectual Property

All AI-generated summaries, analysis, and formatting produced by InsiderWatch are our intellectual property. The underlying public information (government filings, social media posts) belongs to their respective sources.

12. Termination

We may suspend or terminate your account if you violate these terms or if we reasonably believe your use could expose us to legal liability. You may cancel your subscription at any time via the Stripe billing portal.

13. Dispute Resolution and Arbitration

These terms are governed by the laws of the State of Delaware, without regard to conflict of law principles.

Any dispute, claim, or controversy arising out of or relating to these terms or the service shall be resolved through binding individual arbitration under the rules of the American Arbitration Association (AAA), except where prohibited by applicable law. The arbitration shall take place in Delaware or via remote proceeding.

Class action waiver: You and InsiderWatch each waive the right to participate in a class action lawsuit or class-wide arbitration. All claims must be brought in your individual capacity and not as a plaintiff or class member in any purported class or representative proceeding.

You must bring any claim within one (1) year of the date the cause of action arose, or the claim is permanently waived.

14. Contact

Questions: legal@insiderwatch.ai